Finances

Managing household budgets and accessing financial support for families with young children. Articles explain benefits, savings strategies, and making financial adjustments on reduced income.

Child Benefit and Child Tax Credit

Get regular tax-free payments to help with the cost of raising a child and claim the support you're entitled to.

Child Trust Funds

A tax-free savings account the government sets up for children, with £250 initial funding and options to grow money through savings or investments.

Do You Need That Second Car?

Work out whether your family actually needs two cars before the running costs drain your budget.

Essentials When Buying for Baby

New parents don't need much before baby arrives, but nappies, clothing basics and a safe sleep space should come first.

Making Sacrifices as a Househusband

When one parent stays home with kids, families need to cut costs on mortgages, cars and other big expenses to make ends meet.

Mortgage Break or Loan Options

Parents struggling with finances after a baby arrives can pause mortgage payments if they can't get credit elsewhere, but terms vary widely between lenders.

Planning the Budget as a HouseHusband

Stay-at-home dads can stretch their budgets by prioritising what kids really need and finding smart savings on nappies, clothes and food.

Questionnaire: How Much Can Small Sacrifices Save You?

Find out how much money small lifestyle changes like quitting smoking or cutting takeaways could save for your growing family.